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credit union

Pontiac Dwight Prison Employs

Pontiac, IL · Est. 1962
A
Trust Grade
Excellent
Score: 92/100

Pontiac Dwight Prison Employs is a credit union based in Pontiac, Illinois, established in 1962, with $8 million in total assets serving 923 members. By Trust Grade it ranks 105th of 188 credit unions we track in Illinois. Its net worth ratio of 10.7% trails most similarly sized credit unions (22th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against Pontiac Dwight Prison Employs appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.1M
<$100M institution
Members
923
Shares & deposits
Net worth ratio
10.7%
Bottom 22% of <$100M peers · Illinois median 13.7%
Return on assets
0.8%
Top 40% of <$100M peers · Illinois median 0.62%
Rank in Illinois
#105
of 188 credit unions

How Pontiac Dwight Prison Employs compares to Illinois peers

Net worth ratio
Bottom 22% of <$100M peers
Pontiac Dwight
10.7%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 40% of <$100M peers
Pontiac Dwight
0.8%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Pontiac Dwight Prison Employs

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (10.7% capital ratio)
  • Profitable (ROA 0.81%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pontiac Dwight Prison Employs over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Pontiac Dwight Prison Employs insured?

Yes. Pontiac Dwight Prison Employs is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pontiac Dwight Prison Employs: frequently asked questions

Is Pontiac Dwight Prison Employs a good credit union?

Pontiac Dwight Prison Employs earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Profitable (ROA 0.81%).

Is Pontiac Dwight Prison Employs NCUA-insured?

Yes. Pontiac Dwight Prison Employs is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Pontiac Dwight Prison Employs?

Pontiac Dwight Prison Employs holds $8 million in total assets, ranking 105th of 188 credit unions we track in Illinois. It serves 923 members.

Does Pontiac Dwight Prison Employs have CFPB complaints?

No CFPB complaints against Pontiac Dwight Prison Employs appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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