Midwest Members
Midwest Members is a credit union based in Wood River, Illinois, established in 1935, with $227 million in total assets serving 17,581 members. By Trust Grade it ranks 46th of 188 credit unions we track in Illinois. Its net worth ratio of 13.2% is stronger than 73% of similarly sized credit unions, versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 1.55% return on assets. No consumer complaints against Midwest Members appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Midwest Members compares to Illinois peers
How we graded Midwest Members
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.2% capital ratio)
- Strongly profitable (ROA 1.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Midwest Members over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Midwest Members insured?
Yes. Midwest Members is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Midwest Members: frequently asked questions
Is Midwest Members a good credit union?
Midwest Members earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Strongly profitable (ROA 1.55%).
Is Midwest Members NCUA-insured?
Yes. Midwest Members is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Midwest Members?
Midwest Members holds $227 million in total assets, ranking 46th of 188 credit unions we track in Illinois. It serves 17,581 members.
Does Midwest Members have CFPB complaints?
No CFPB complaints against Midwest Members appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
