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credit union

Cooperative Choice Network

Peoria, IL · Est. 1935
A
Trust Grade
Excellent
Score: 93/100

Cooperative Choice Network is a credit union based in Peoria, Illinois, established in 1935, with $207 million in total assets serving 12,320 members. By Trust Grade it ranks 94th of 188 credit unions we track in Illinois. Its net worth ratio of 12.6% is stronger than 67% of similarly sized credit unions, versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.30% return on assets. No consumer complaints against Cooperative Choice Network appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$207.2M
$100M–1B institution
Members
12,320
Shares & deposits
Net worth ratio
12.6%
Top 33% of $100M–1B peers · Illinois median 13.7%
Return on assets
0.3%
Bottom 23% of $100M–1B peers · Illinois median 0.62%
Rank in Illinois
#94
of 188 credit unions

How Cooperative Choice Network compares to Illinois peers

Net worth ratio
Top 33% of $100M–1B peers
Cooperative Choice
12.6%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 23% of $100M–1B peers
Cooperative Choice
0.3%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Cooperative Choice Network

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (12.6% capital ratio)
  • Profitable (ROA 0.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cooperative Choice Network over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cooperative Choice Network insured?

Yes. Cooperative Choice Network is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cooperative Choice Network: frequently asked questions

Is Cooperative Choice Network a good credit union?

Cooperative Choice Network earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Profitable (ROA 0.30%).

Is Cooperative Choice Network NCUA-insured?

Yes. Cooperative Choice Network is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cooperative Choice Network?

Cooperative Choice Network holds $207 million in total assets, ranking 94th of 188 credit unions we track in Illinois. It serves 12,320 members.

Does Cooperative Choice Network have CFPB complaints?

No CFPB complaints against Cooperative Choice Network appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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