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credit union

Midwest America

Fort Wayne, IN · Est. 1936
98/ 100
Trust Grade
Excellent
98 out of 100

Midwest America is a credit union based in Fort Wayne, Indiana, established in 1936, with $995 million in total assets serving 51,712 members. By Trust Grade it ranks 2nd of 124 credit unions we track in Indiana. Its net worth ratio of 14.4% is stronger than 84% of similarly sized credit unions, versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.98% return on assets. No consumer complaints against Midwest America appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$995.0M
$100M–1B institution
Members
51,712
Shares & deposits
Net worth ratio
14.4%
Top 16% of $100M–1B peers · Indiana median 12.8%
Return on assets
1.0%
Top 30% of $100M–1B peers · Indiana median 0.68%
Rank in Indiana
#2
of 124 credit unions

How Midwest America compares to Indiana peers

Net worth ratio
Top 16% of $100M–1B peers
Midwest America
14.4%
Indiana median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 30% of $100M–1B peers
Midwest America
1.0%
Indiana median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Midwest America

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
98/100
  • Strongly capitalized (14.4% capital ratio)
  • Profitable (ROA 0.98%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Midwest America over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Midwest America insured?

Yes. Midwest America is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Midwest America: frequently asked questions

Is Midwest America a good credit union?

Midwest America earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.4% capital ratio); Profitable (ROA 0.98%).

Is Midwest America NCUA-insured?

Yes. Midwest America is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Midwest America?

Midwest America holds $995 million in total assets, ranking 2nd of 124 credit unions we track in Indiana. It serves 51,712 members.

Does Midwest America have CFPB complaints?

No CFPB complaints against Midwest America appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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