Skip to main content
credit union

Gary Firefighters Association

Gary, IN · Est. 1935
C
Trust Grade
Average
Score: 73/100

Gary Firefighters Association is a credit union based in Gary, Indiana, established in 1935, with $2 million in total assets serving 292 members. By Trust Grade it ranks 121st of 124 credit unions we track in Indiana. Its net worth ratio of 43.9% is stronger than 99% of similarly sized credit unions, versus a Indiana median of 12.8%. It posted a loss over the most recent period (-4.38% return on assets), a point to watch. No consumer complaints against Gary Firefighters Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.6M
<$100M institution
Members
292
Shares & deposits
Net worth ratio
43.9%
Top 1% of <$100M peers · Indiana median 12.8%
Return on assets
-4.4%
Bottom 2% of <$100M peers · Indiana median 0.68%
Rank in Indiana
#121
of 124 credit unions

How Gary Firefighters Association compares to Indiana peers

Net worth ratio
Top 1% of <$100M peers
Gary Firefighters
43.9%
Indiana median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 2% of <$100M peers
Gary Firefighters
-4.4%
Indiana median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Gary Firefighters Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (43.9% capital ratio)
  • Unprofitable over the period (ROA -4.38%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Gary Firefighters Association over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Gary Firefighters Association insured?

Yes. Gary Firefighters Association is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Gary Firefighters Association: frequently asked questions

Is Gary Firefighters Association a good credit union?

Gary Firefighters Association earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (43.9% capital ratio); Unprofitable over the period (ROA -4.38%).

Is Gary Firefighters Association NCUA-insured?

Yes. Gary Firefighters Association is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Gary Firefighters Association?

Gary Firefighters Association holds $2 million in total assets, ranking 121st of 124 credit unions we track in Indiana. It serves 292 members.

Does Gary Firefighters Association have CFPB complaints?

No CFPB complaints against Gary Firefighters Association appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Public Service Edwardspt Pl E
credit union · Linton, IN · $2M assets
Mt Zion Indianapolis
credit union · Indianapolis, IN · $1M assets
Urban Beginnings Choice
credit union · Fort Wayne, IN · $2M assets
Hammond Firefighters Assn.
credit union · Hammond, IN · $1M assets
Gary Police Department Employees
credit union · Gary, IN · $1M assets
Richmond Light Employees
credit union · Richmond, IN · $1M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →