Elements Financial
Elements Financial is a credit union based in Indianapolis, Indiana, established in 1976, with $2.5 billion in total assets serving 100,051 members. By Trust Grade it ranks 46th of 124 credit unions we track in Indiana. Its net worth ratio of 11.5% is stronger than 64% of similarly sized credit unions, versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.92% return on assets. No consumer complaints against Elements Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Elements Financial compares to Indiana peers
How we graded Elements Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.5% capital ratio)
- Profitable (ROA 0.92%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Elements Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Elements Financial insured?
Yes. Elements Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Elements Financial: frequently asked questions
Is Elements Financial a good credit union?
Elements Financial earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Profitable (ROA 0.92%).
Is Elements Financial NCUA-insured?
Yes. Elements Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Elements Financial?
Elements Financial holds $2.5 billion in total assets, ranking 46th of 124 credit unions we track in Indiana. It serves 100,051 members.
Does Elements Financial have CFPB complaints?
No CFPB complaints against Elements Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
