credit union

H A L E

Indianapolis, IN · Est. 1956
B
Trust Grade
Strong
Score: 80/100

H A L E is a credit union based in Indianapolis, Indiana, established in 1956, with $407 thousand in total assets serving 192 members. By Trust Grade it ranks 116th of 124 credit unions we track in Indiana. Its net worth ratio of 22.1% is stronger than 84% of similarly sized credit unions, versus a Indiana median of 12.8%. It posted a loss over the most recent period (-1.07% return on assets), a point to watch. No consumer complaints against H A L E appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$407K
<$100M institution
Members
192
Shares & deposits
—
Net worth ratio
22.1%
Top 16% of <$100M peers · Indiana median 12.8%
Return on assets
-1.1%
Bottom 8% of <$100M peers · Indiana median 0.68%
Rank in Indiana
#116
of 124 credit unions

How H A L E compares to Indiana peers

Net worth ratio
Top 16% of <$100M peers
H A
22.1%
Indiana median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 8% of <$100M peers
H A
-1.1%
Indiana median
0.7%
Higher ROA = more profitable relative to asset base

How we graded H A L E

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
80/100
Customer experience
n/a
Overall
B · 80
  • Strongly capitalized (22.1% capital ratio)
  • Unprofitable over the period (ROA -1.07%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for H A L E over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at H A L E insured?

Yes. H A L E is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

H A L E: frequently asked questions

Is H A L E a good credit union?

H A L E earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Strongly capitalized (22.1% capital ratio); Unprofitable over the period (ROA -1.07%).

Is H A L E NCUA-insured?

Yes. H A L E is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is H A L E?

H A L E holds $0 million in total assets, ranking 116th of 124 credit unions we track in Indiana. It serves 192 members.

Does H A L E have CFPB complaints?

No CFPB complaints against H A L E appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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