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credit union

Members Source

Merrillville, IN · Est. 1935
A
Trust Grade
Excellent
Score: 96/100

Members Source is a credit union based in Merrillville, Indiana, established in 1935, with $93 million in total assets serving 6,006 members. By Trust Grade it ranks 40th of 124 credit unions we track in Indiana. Its net worth ratio of 13.5% trails most similarly sized credit unions (45th percentile), versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against Members Source appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$93.5M
<$100M institution
Members
6,006
Shares & deposits
Net worth ratio
13.5%
Bottom 45% of <$100M peers · Indiana median 12.8%
Return on assets
0.8%
Top 40% of <$100M peers · Indiana median 0.68%
Rank in Indiana
#40
of 124 credit unions

How Members Source compares to Indiana peers

Net worth ratio
Bottom 45% of <$100M peers
Members Source
13.5%
Indiana median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 40% of <$100M peers
Members Source
0.8%
Indiana median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Members Source

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (13.5% capital ratio)
  • Profitable (ROA 0.81%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Members Source over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Members Source insured?

Yes. Members Source is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Members Source: frequently asked questions

Is Members Source a good credit union?

Members Source earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Profitable (ROA 0.81%).

Is Members Source NCUA-insured?

Yes. Members Source is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Members Source?

Members Source holds $93 million in total assets, ranking 40th of 124 credit unions we track in Indiana. It serves 6,006 members.

Does Members Source have CFPB complaints?

No CFPB complaints against Members Source appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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