Dutrac Community
Dutrac Community is a credit union based in Dubuque, Iowa, established in 1946, with $1.3 billion in total assets serving 53,729 members. By Trust Grade it ranks 39th of 66 credit unions we track in Iowa. Its net worth ratio of 11.4% is stronger than 63% of similarly sized credit unions, versus a Iowa median of 12.9%. It was profitable over the most recent period, with a 0.87% return on assets. No consumer complaints against Dutrac Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Dutrac Community compares to Iowa peers
How we graded Dutrac Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.4% capital ratio)
- Profitable (ROA 0.87%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Dutrac Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Dutrac Community insured?
Yes. Dutrac Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Dutrac Community: frequently asked questions
Is Dutrac Community a good credit union?
Dutrac Community earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Profitable (ROA 0.87%).
Is Dutrac Community NCUA-insured?
Yes. Dutrac Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Dutrac Community?
Dutrac Community holds $1.3 billion in total assets, ranking 39th of 66 credit unions we track in Iowa. It serves 53,729 members.
Does Dutrac Community have CFPB complaints?
No CFPB complaints against Dutrac Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
