Cent
Cent is a credit union based in Mason City, Iowa, established in 1965, with $166 million in total assets serving 11,472 members. By Trust Grade it ranks 38th of 66 credit unions we track in Iowa. Its net worth ratio of 12.5% is stronger than 66% of similarly sized credit unions, versus a Iowa median of 12.9%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against Cent appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cent compares to Iowa peers
How we graded Cent
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.5% capital ratio)
- Profitable (ROA 0.81%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cent over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Cent insured?
Yes. Cent is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cent: frequently asked questions
Is Cent a good credit union?
Cent earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Profitable (ROA 0.81%).
Is Cent NCUA-insured?
Yes. Cent is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Cent?
Cent holds $166 million in total assets, ranking 38th of 66 credit unions we track in Iowa. It serves 11,472 members.
Does Cent have CFPB complaints?
No CFPB complaints against Cent appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
