Iowa Heartland
Iowa Heartland is a credit union based in Mason City, Iowa, established in 1932, with $31 million in total assets serving 3,350 members. By Trust Grade it ranks 2nd of 66 credit unions we track in Iowa. Its net worth ratio of 16.8% is stronger than 66% of similarly sized credit unions, versus a Iowa median of 12.9%. It was profitable over the most recent period, with a 1.25% return on assets. No consumer complaints against Iowa Heartland appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Iowa Heartland compares to Iowa peers
How we graded Iowa Heartland
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.8% capital ratio)
- Strongly profitable (ROA 1.25%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Iowa Heartland over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Iowa Heartland insured?
Yes. Iowa Heartland is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Iowa Heartland: frequently asked questions
Is Iowa Heartland a good credit union?
Iowa Heartland earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.8% capital ratio); Strongly profitable (ROA 1.25%).
Is Iowa Heartland NCUA-insured?
Yes. Iowa Heartland is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Iowa Heartland?
Iowa Heartland holds $31 million in total assets, ranking 2nd of 66 credit unions we track in Iowa. It serves 3,350 members.
Does Iowa Heartland have CFPB complaints?
No CFPB complaints against Iowa Heartland appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
