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credit union

Credit Union Of Emporia

Emporia, KS · Est. 1953
A
Trust Grade
Excellent
Score: 98/100

Credit Union Of Emporia is a credit union based in Emporia, Kansas, established in 1953, with $41 million in total assets serving 3,851 members. By Trust Grade it ranks 9th of 62 credit unions we track in Kansas. Its net worth ratio of 15.1% is stronger than 56% of similarly sized credit unions, versus a Kansas median of 13.2%. It was profitable over the most recent period, with a 1.31% return on assets. No consumer complaints against Credit Union Of Emporia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$41.5M
<$100M institution
Members
3,851
Shares & deposits
Net worth ratio
15.1%
Top 44% of <$100M peers · Kansas median 13.2%
Return on assets
1.3%
Top 20% of <$100M peers · Kansas median 0.68%
Rank in Kansas
#9
of 62 credit unions

How Credit Union Of Emporia compares to Kansas peers

Net worth ratio
Top 44% of <$100M peers
Credit Union
15.1%
Kansas median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 20% of <$100M peers
Credit Union
1.3%
Kansas median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Credit Union Of Emporia

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.1% capital ratio)
  • Strongly profitable (ROA 1.31%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Credit Union Of Emporia over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Credit Union Of Emporia insured?

Yes. Credit Union Of Emporia is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Credit Union Of Emporia: frequently asked questions

Is Credit Union Of Emporia a good credit union?

Credit Union Of Emporia earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.1% capital ratio); Strongly profitable (ROA 1.31%).

Is Credit Union Of Emporia NCUA-insured?

Yes. Credit Union Of Emporia is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Credit Union Of Emporia?

Credit Union Of Emporia holds $41 million in total assets, ranking 9th of 62 credit unions we track in Kansas. It serves 3,851 members.

Does Credit Union Of Emporia have CFPB complaints?

No CFPB complaints against Credit Union Of Emporia appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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