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credit union

Golden Plains

Garden City, KS · Est. 1951
A
Trust Grade
Excellent
Score: 98/100

Golden Plains is a credit union based in Garden City, Kansas, established in 1951, with $1.0 billion in total assets serving 91,095 members. By Trust Grade it ranks 3rd of 62 credit unions we track in Kansas. Its net worth ratio of 13.0% is stronger than 81% of similarly sized credit unions, versus a Kansas median of 13.2%. It was profitable over the most recent period, with a 1.06% return on assets. No consumer complaints against Golden Plains appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.0B
$1B–10B institution
Members
91,095
Shares & deposits
Net worth ratio
13.0%
Top 19% of $1B–10B peers · Kansas median 13.2%
Return on assets
1.1%
Top 22% of $1B–10B peers · Kansas median 0.68%
Rank in Kansas
#3
of 62 credit unions

How Golden Plains compares to Kansas peers

Net worth ratio
Top 19% of $1B–10B peers
Golden Plains
13.0%
Kansas median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 22% of $1B–10B peers
Golden Plains
1.1%
Kansas median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Golden Plains

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.0% capital ratio)
  • Strongly profitable (ROA 1.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Golden Plains over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Golden Plains insured?

Yes. Golden Plains is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Golden Plains: frequently asked questions

Is Golden Plains a good credit union?

Golden Plains earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Strongly profitable (ROA 1.06%).

Is Golden Plains NCUA-insured?

Yes. Golden Plains is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Golden Plains?

Golden Plains holds $1.0 billion in total assets, ranking 3rd of 62 credit unions we track in Kansas. It serves 91,095 members.

Does Golden Plains have CFPB complaints?

No CFPB complaints against Golden Plains appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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