Mainstreet
Mainstreet is a credit union based in Lenexa, Kansas, established in 1953, with $694 million in total assets serving 54,286 members. By Trust Grade it ranks 47th of 62 credit unions we track in Kansas. Its net worth ratio of 9.6% trails most similarly sized credit unions (25th percentile), versus a Kansas median of 13.2%. It was profitable over the most recent period, with a 0.52% return on assets. No consumer complaints against Mainstreet appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mainstreet compares to Kansas peers
How we graded Mainstreet
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.6% capital ratio)
- Profitable (ROA 0.52%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mainstreet over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Mainstreet insured?
Yes. Mainstreet is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mainstreet: frequently asked questions
Is Mainstreet a good credit union?
Mainstreet earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Profitable (ROA 0.52%).
Is Mainstreet NCUA-insured?
Yes. Mainstreet is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Mainstreet?
Mainstreet holds $694 million in total assets, ranking 47th of 62 credit unions we track in Kansas. It serves 54,286 members.
Does Mainstreet have CFPB complaints?
No CFPB complaints against Mainstreet appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
