Crossroads
Crossroads is a credit union based in Goessel, Kansas, established in 1950, with $12 million in total assets serving 1,053 members. By Trust Grade it ranks 16th of 62 credit unions we track in Kansas. Its net worth ratio of 20.8% is stronger than 80% of similarly sized credit unions, versus a Kansas median of 13.2%. It was profitable over the most recent period, with a 1.38% return on assets. No consumer complaints against Crossroads appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Crossroads compares to Kansas peers
How we graded Crossroads
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (20.8% capital ratio)
- Strongly profitable (ROA 1.38%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Crossroads over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Crossroads insured?
Yes. Crossroads is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Crossroads: frequently asked questions
Is Crossroads a good credit union?
Crossroads earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (20.8% capital ratio); Strongly profitable (ROA 1.38%).
Is Crossroads NCUA-insured?
Yes. Crossroads is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Crossroads?
Crossroads holds $12 million in total assets, ranking 16th of 62 credit unions we track in Kansas. It serves 1,053 members.
Does Crossroads have CFPB complaints?
No CFPB complaints against Crossroads appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
