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credit union

Reliance

Kansas City, KS · Est. 1931
98/ 100
Trust Grade
Excellent
98 out of 100

Reliance is a credit union based in Kansas City, Kansas, established in 1931, with $26 million in total assets serving 1,816 members. By Trust Grade it ranks 7th of 62 credit unions we track in Kansas. Its net worth ratio of 15.7% is stronger than 59% of similarly sized credit unions, versus a Kansas median of 13.2%. It was profitable over the most recent period, with a 1.34% return on assets. No consumer complaints against Reliance appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$25.7M
<$100M institution
Members
1,816
Shares & deposits
Net worth ratio
15.7%
Top 41% of <$100M peers · Kansas median 13.2%
Return on assets
1.3%
Top 19% of <$100M peers · Kansas median 0.68%
Rank in Kansas
#7
of 62 credit unions

How Reliance compares to Kansas peers

Net worth ratio
Top 41% of <$100M peers
Reliance
15.7%
Kansas median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 19% of <$100M peers
Reliance
1.3%
Kansas median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Reliance

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
98/100
  • Strongly capitalized (15.7% capital ratio)
  • Strongly profitable (ROA 1.34%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Reliance over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Reliance insured?

Yes. Reliance is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Reliance: frequently asked questions

Is Reliance a good credit union?

Reliance earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.7% capital ratio); Strongly profitable (ROA 1.34%).

Is Reliance NCUA-insured?

Yes. Reliance is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Reliance?

Reliance holds $26 million in total assets, ranking 7th of 62 credit unions we track in Kansas. It serves 1,816 members.

Does Reliance have CFPB complaints?

No CFPB complaints against Reliance appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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