Co-Operative
Co-Operative is a credit union based in Coffeyville, Kansas, established in 1937, with $21 million in total assets serving 2,794 members. By Trust Grade it ranks 21st of 62 credit unions we track in Kansas. Its net worth ratio of 13.3% trails most similarly sized credit unions (43th percentile), versus a Kansas median of 13.2%. It was profitable over the most recent period, with a 0.83% return on assets. No consumer complaints against Co-Operative appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Co-Operative compares to Kansas peers
How we graded Co-Operative
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.3% capital ratio)
- Profitable (ROA 0.83%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Co-Operative over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Co-Operative insured?
Yes. Co-Operative is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Co-Operative: frequently asked questions
Is Co-Operative a good credit union?
Co-Operative earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Profitable (ROA 0.83%).
Is Co-Operative NCUA-insured?
Yes. Co-Operative is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Co-Operative?
Co-Operative holds $21 million in total assets, ranking 21st of 62 credit unions we track in Kansas. It serves 2,794 members.
Does Co-Operative have CFPB complaints?
No CFPB complaints against Co-Operative appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
