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credit union

Mid-Kansas

Moundridge, KS · Est. 1972
F
Trust Grade
Weak
Score: 58/100

Mid-Kansas is a credit union based in Moundridge, Kansas, established in 1972, with $84 million in total assets serving 3,841 members. By Trust Grade it ranks 62nd of 62 credit unions we track in Kansas. Its net worth ratio of 7.8% trails most similarly sized credit unions (4th percentile), versus a Kansas median of 13.2%. It posted a loss over the most recent period (-5.07% return on assets), a point to watch. No consumer complaints against Mid-Kansas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$83.7M
<$100M institution
Members
3,841
Shares & deposits
Net worth ratio
7.8%
Bottom 4% of <$100M peers · Kansas median 13.2%
Return on assets
-5.1%
Bottom 2% of <$100M peers · Kansas median 0.68%
Rank in Kansas
#62
of 62 credit unions

How Mid-Kansas compares to Kansas peers

Net worth ratio
Bottom 4% of <$100M peers
Mid-Kansas
7.8%
Kansas median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 2% of <$100M peers
Mid-Kansas
-5.1%
Kansas median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Mid-Kansas

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
58/100
Customer experience
n/a
Overall
F · 58
  • Well-capitalized (7.8% capital ratio)
  • Unprofitable over the period (ROA -5.07%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mid-Kansas over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mid-Kansas insured?

Yes. Mid-Kansas is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mid-Kansas: frequently asked questions

Is Mid-Kansas a good credit union?

Mid-Kansas earns a Bankzia Trust Grade of F (58/100, "Weak"), based on a financial-strength score of 58/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Unprofitable over the period (ROA -5.07%).

Is Mid-Kansas NCUA-insured?

Yes. Mid-Kansas is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mid-Kansas?

Mid-Kansas holds $84 million in total assets, ranking 62nd of 62 credit unions we track in Kansas. It serves 3,841 members.

Does Mid-Kansas have CFPB complaints?

No CFPB complaints against Mid-Kansas appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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