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credit union

Panhandle

Wellington, KS · Est. 1957
88/ 100
Trust Grade
Strong
88 out of 100

Panhandle is a credit union based in Wellington, Kansas, established in 1957, with $63 million in total assets serving 3,905 members. By Trust Grade it ranks 42nd of 62 credit unions we track in Kansas. Its net worth ratio of 16.4% is stronger than 63% of similarly sized credit unions, versus a Kansas median of 13.2%. It posted a loss over the most recent period (-0.23% return on assets), a point to watch. No consumer complaints against Panhandle appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$63.0M
<$100M institution
Members
3,905
Shares & deposits
Net worth ratio
16.4%
Top 37% of <$100M peers · Kansas median 13.2%
Return on assets
-0.2%
Bottom 17% of <$100M peers · Kansas median 0.68%
Rank in Kansas
#42
of 62 credit unions

How Panhandle compares to Kansas peers

Net worth ratio
Top 37% of <$100M peers
Panhandle
16.4%
Kansas median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 17% of <$100M peers
Panhandle
-0.2%
Kansas median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Panhandle

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
88/100
  • Strongly capitalized (16.4% capital ratio)
  • Unprofitable over the period (ROA -0.23%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Panhandle over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Panhandle insured?

Yes. Panhandle is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Panhandle: frequently asked questions

Is Panhandle a good credit union?

Panhandle earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Strongly capitalized (16.4% capital ratio); Unprofitable over the period (ROA -0.23%).

Is Panhandle NCUA-insured?

Yes. Panhandle is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Panhandle?

Panhandle holds $63 million in total assets, ranking 42nd of 62 credit unions we track in Kansas. It serves 3,905 members.

Does Panhandle have CFPB complaints?

No CFPB complaints against Panhandle appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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