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credit union

Quantum

Wichita, KS · Est. 1938
A
Trust Grade
Excellent
Score: 94/100

Quantum is a credit union based in Wichita, Kansas, established in 1938, with $141 million in total assets serving 11,013 members. By Trust Grade it ranks 30th of 62 credit unions we track in Kansas. Its net worth ratio of 11.3% is stronger than 50% of similarly sized credit unions, versus a Kansas median of 13.2%. It was profitable over the most recent period, with a 1.00% return on assets. Consumers filed 3 complaints about Quantum Financial, Inc. with the CFPB — 21.3 per $1B in assets, a higher rate than 54% of peers.

Total assets
$140.6M
$100M–1B institution
Members
11,013
Shares & deposits
Net worth ratio
11.3%
Top 50% of $100M–1B peers · Kansas median 13.2%
Return on assets
1.0%
Top 29% of $100M–1B peers · Kansas median 0.68%
Rank in Kansas
#30
of 62 credit unions

How Quantum compares to Kansas peers

Net worth ratio
Top 50% of $100M–1B peers
Quantum
11.3%
Kansas median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 29% of $100M–1B peers
Quantum
1.0%
Kansas median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Quantum

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
45.5/100
Overall
A · 94
  • Strongly capitalized (11.3% capital ratio)
  • Profitable (ROA 1.00%)
  • 21.3 complaints per $1B in assets

Consumer complaints (CFPB)

3 complaints filed with the CFPB against Quantum Financial, Inc. — 21.3 per $1B in assets.

Total complaints
3
Per $1B assets
21.3
Lower = better

Are deposits at Quantum insured?

Yes. Quantum is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Quantum: frequently asked questions

Is Quantum a good credit union?

Quantum earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 95/100 and a customer-experience score of 45.5/100. Strongly capitalized (11.3% capital ratio); Profitable (ROA 1.00%).

Is Quantum NCUA-insured?

Yes. Quantum is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Quantum?

Quantum holds $141 million in total assets, ranking 30th of 62 credit unions we track in Kansas. It serves 11,013 members.

How many complaints does Quantum have?

Consumers filed 3 complaints about Quantum Financial, Inc. with the CFPB, or 21.3 per $1B in assets.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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