Bluegrass Community
Bluegrass Community is a credit union based in Ashland, Kentucky, established in 1958, with $13 million in total assets serving 1,861 members. By Trust Grade it ranks 46th of 52 credit unions we track in Kentucky. Its net worth ratio of 9.8% trails most similarly sized credit unions (16th percentile), versus a Kentucky median of 12.8%. It posted a loss over the most recent period (-0.25% return on assets), a point to watch. No consumer complaints against Bluegrass Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bluegrass Community compares to Kentucky peers
How we graded Bluegrass Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.8% capital ratio)
- Unprofitable over the period (ROA -0.25%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bluegrass Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Bluegrass Community insured?
Yes. Bluegrass Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bluegrass Community: frequently asked questions
Is Bluegrass Community a good credit union?
Bluegrass Community earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (9.8% capital ratio); Unprofitable over the period (ROA -0.25%).
Is Bluegrass Community NCUA-insured?
Yes. Bluegrass Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Bluegrass Community?
Bluegrass Community holds $13 million in total assets, ranking 46th of 52 credit unions we track in Kentucky. It serves 1,861 members.
Does Bluegrass Community have CFPB complaints?
No CFPB complaints against Bluegrass Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
