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credit union

Expree

Frankfort, KY · Est. 1938
A
Trust Grade
Excellent
Score: 92/100

Expree is a credit union based in Frankfort, Kentucky, established in 1938, with $118 million in total assets serving 8,986 members. By Trust Grade it ranks 31st of 52 credit unions we track in Kentucky. Its net worth ratio of 10.8% trails most similarly sized credit unions (43th percentile), versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 0.80% return on assets. No consumer complaints against Expree appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$117.7M
$100M–1B institution
Members
8,986
Shares & deposits
Net worth ratio
10.8%
Bottom 43% of $100M–1B peers · Kentucky median 12.8%
Return on assets
0.8%
Top 42% of $100M–1B peers · Kentucky median 0.76%
Rank in Kentucky
#31
of 52 credit unions

How Expree compares to Kentucky peers

Net worth ratio
Bottom 43% of $100M–1B peers
Expree
10.8%
Kentucky median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 42% of $100M–1B peers
Expree
0.8%
Kentucky median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Expree

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (10.8% capital ratio)
  • Profitable (ROA 0.80%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Expree over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Expree insured?

Yes. Expree is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Expree: frequently asked questions

Is Expree a good credit union?

Expree earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.8% capital ratio); Profitable (ROA 0.80%).

Is Expree NCUA-insured?

Yes. Expree is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Expree?

Expree holds $118 million in total assets, ranking 31st of 52 credit unions we track in Kentucky. It serves 8,986 members.

Does Expree have CFPB complaints?

No CFPB complaints against Expree appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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