The Health & Education
The Health & Education is a credit union based in Lexington, Kentucky, established in 1956, with $125 million in total assets serving 12,288 members. By Trust Grade it ranks 4th of 52 credit unions we track in Kentucky. Its net worth ratio of 17.2% is stronger than 94% of similarly sized credit unions, versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 1.70% return on assets. No consumer complaints against The Health & Education appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Health & Education compares to Kentucky peers
How we graded The Health & Education
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.2% capital ratio)
- Strongly profitable (ROA 1.70%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for The Health & Education over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at The Health & Education insured?
Yes. The Health & Education is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Health & Education: frequently asked questions
Is The Health & Education a good credit union?
The Health & Education earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.2% capital ratio); Strongly profitable (ROA 1.70%).
Is The Health & Education NCUA-insured?
Yes. The Health & Education is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is The Health & Education?
The Health & Education holds $125 million in total assets, ranking 4th of 52 credit unions we track in Kentucky. It serves 12,288 members.
Does The Health & Education have CFPB complaints?
No CFPB complaints against The Health & Education appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
