Young Community
Young Community is a credit union based in Louisville, Kentucky, established in 2023, with $716 thousand in total assets serving 188 members. By Trust Grade it ranks 52nd of 52 credit unions we track in Kentucky. Its net worth ratio of 4.6% trails most similarly sized credit unions (1th percentile), versus a Kentucky median of 12.8%. It posted a loss over the most recent period (-14.93% return on assets), a point to watch. No consumer complaints against Young Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Young Community compares to Kentucky peers
How we graded Young Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (4.6%)
- Unprofitable over the period (ROA -14.93%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Young Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Young Community insured?
Yes. Young Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Young Community: frequently asked questions
Is Young Community a good credit union?
Young Community earns a Bankzia Trust Grade of F (29/100, "Weak"), based on a financial-strength score of 29/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (4.6%); Unprofitable over the period (ROA -14.93%).
Is Young Community NCUA-insured?
Yes. Young Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Young Community?
Young Community holds $1 million in total assets, ranking 52nd of 52 credit unions we track in Kentucky. It serves 188 members.
Does Young Community have CFPB complaints?
No CFPB complaints against Young Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
