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credit union

Audubon

Owensboro, KY · Est. 1956
B
Trust Grade
Strong
Score: 86/100

Audubon is a credit union based in Owensboro, Kentucky, established in 1956, with $35 million in total assets serving 2,567 members. By Trust Grade it ranks 41st of 52 credit unions we track in Kentucky. Its net worth ratio of 8.8% trails most similarly sized credit unions (9th percentile), versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 1.19% return on assets. No consumer complaints against Audubon appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$34.8M
<$100M institution
Members
2,567
Shares & deposits
Net worth ratio
8.8%
Bottom 9% of <$100M peers · Kentucky median 12.8%
Return on assets
1.2%
Top 24% of <$100M peers · Kentucky median 0.76%
Rank in Kentucky
#41
of 52 credit unions

How Audubon compares to Kentucky peers

Net worth ratio
Bottom 9% of <$100M peers
Audubon
8.8%
Kentucky median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 24% of <$100M peers
Audubon
1.2%
Kentucky median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Audubon

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (8.8% capital ratio)
  • Strongly profitable (ROA 1.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Audubon over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Audubon insured?

Yes. Audubon is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Audubon: frequently asked questions

Is Audubon a good credit union?

Audubon earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Strongly profitable (ROA 1.19%).

Is Audubon NCUA-insured?

Yes. Audubon is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Audubon?

Audubon holds $35 million in total assets, ranking 41st of 52 credit unions we track in Kentucky. It serves 2,567 members.

Does Audubon have CFPB complaints?

No CFPB complaints against Audubon appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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