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credit union

Cenla

Alexandria, LA · Est. 1963
A
Trust Grade
Excellent
Score: 98/100

Cenla is a credit union based in Alexandria, Louisiana, established in 1963, with $129 million in total assets serving 9,378 members. By Trust Grade it ranks 18th of 136 credit unions we track in Louisiana. Its net worth ratio of 21.9% is stronger than 98% of similarly sized credit unions, versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 2.12% return on assets. No consumer complaints against Cenla appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$129.5M
$100M–1B institution
Members
9,378
Shares & deposits
Net worth ratio
21.9%
Top 2% of $100M–1B peers · Louisiana median 14.5%
Return on assets
2.1%
Top 3% of $100M–1B peers · Louisiana median 0.49%
Rank in Louisiana
#18
of 136 credit unions

How Cenla compares to Louisiana peers

Net worth ratio
Top 2% of $100M–1B peers
Cenla
21.9%
Louisiana median
14.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of $100M–1B peers
Cenla
2.1%
Louisiana median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Cenla

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (21.9% capital ratio)
  • Strongly profitable (ROA 2.12%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cenla over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cenla insured?

Yes. Cenla is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cenla: frequently asked questions

Is Cenla a good credit union?

Cenla earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (21.9% capital ratio); Strongly profitable (ROA 2.12%).

Is Cenla NCUA-insured?

Yes. Cenla is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cenla?

Cenla holds $129 million in total assets, ranking 18th of 136 credit unions we track in Louisiana. It serves 9,378 members.

Does Cenla have CFPB complaints?

No CFPB complaints against Cenla appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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