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credit union

Xplore

Metairie, LA · Est. 1978
B
Trust Grade
Strong
Score: 89/100

Xplore is a credit union based in Metairie, Louisiana, established in 1978, with $151 million in total assets serving 7,789 members. By Trust Grade it ranks 95th of 136 credit unions we track in Louisiana. Its net worth ratio of 11.6% is stronger than 56% of similarly sized credit unions, versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 0.06% return on assets. No consumer complaints against Xplore appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$151.2M
$100M–1B institution
Members
7,789
Shares & deposits
Net worth ratio
11.6%
Top 44% of $100M–1B peers · Louisiana median 14.5%
Return on assets
0.1%
Bottom 10% of $100M–1B peers · Louisiana median 0.49%
Rank in Louisiana
#95
of 136 credit unions

How Xplore compares to Louisiana peers

Net worth ratio
Top 44% of $100M–1B peers
Xplore
11.6%
Louisiana median
14.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 10% of $100M–1B peers
Xplore
0.1%
Louisiana median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Xplore

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Strongly capitalized (11.6% capital ratio)
  • Profitable (ROA 0.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Xplore over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Xplore insured?

Yes. Xplore is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Xplore: frequently asked questions

Is Xplore a good credit union?

Xplore earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Profitable (ROA 0.06%).

Is Xplore NCUA-insured?

Yes. Xplore is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Xplore?

Xplore holds $151 million in total assets, ranking 95th of 136 credit unions we track in Louisiana. It serves 7,789 members.

Does Xplore have CFPB complaints?

No CFPB complaints against Xplore appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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