Valex
Valex is a credit union based in Alexandria, Louisiana, established in 1949, with $42 million in total assets serving 2,862 members. By Trust Grade it ranks 99th of 136 credit unions we track in Louisiana. Its net worth ratio of 9.0% trails most similarly sized credit unions (10th percentile), versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 1.86% return on assets. No consumer complaints against Valex appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Valex compares to Louisiana peers
How we graded Valex
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.0% capital ratio)
- Strongly profitable (ROA 1.86%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Valex over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Valex insured?
Yes. Valex is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Valex: frequently asked questions
Is Valex a good credit union?
Valex earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Strongly profitable (ROA 1.86%).
Is Valex NCUA-insured?
Yes. Valex is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Valex?
Valex holds $42 million in total assets, ranking 99th of 136 credit unions we track in Louisiana. It serves 2,862 members.
Does Valex have CFPB complaints?
No CFPB complaints against Valex appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
