Access Of Louisiana
Access Of Louisiana is a credit union based in Lake Charles, Louisiana, established in 1955, with $45 million in total assets serving 3,631 members. By Trust Grade it ranks 109th of 136 credit unions we track in Louisiana. Its net worth ratio of 9.7% trails most similarly sized credit unions (15th percentile), versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 0.06% return on assets. No consumer complaints against Access Of Louisiana appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Access Of Louisiana compares to Louisiana peers
How we graded Access Of Louisiana
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.7% capital ratio)
- Profitable (ROA 0.06%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Access Of Louisiana over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Access Of Louisiana insured?
Yes. Access Of Louisiana is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Access Of Louisiana: frequently asked questions
Is Access Of Louisiana a good credit union?
Access Of Louisiana earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Profitable (ROA 0.06%).
Is Access Of Louisiana NCUA-insured?
Yes. Access Of Louisiana is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Access Of Louisiana?
Access Of Louisiana holds $45 million in total assets, ranking 109th of 136 credit unions we track in Louisiana. It serves 3,631 members.
Does Access Of Louisiana have CFPB complaints?
No CFPB complaints against Access Of Louisiana appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
