credit union

Fourth Ward

Amite, LA · Est. 1952
A
Trust Grade
Excellent
Score: 98/100

Fourth Ward is a credit union based in Amite, Louisiana, established in 1952, with $910 thousand in total assets serving 233 members. By Trust Grade it ranks 7th of 136 credit unions we track in Louisiana. Its net worth ratio of 14.0% trails most similarly sized credit unions (48th percentile), versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 4.24% return on assets. No consumer complaints against Fourth Ward appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$910K
<$100M institution
Members
233
Shares & deposits
—
Net worth ratio
14.0%
Bottom 48% of <$100M peers · Louisiana median 14.5%
Return on assets
4.2%
Top 1% of <$100M peers · Louisiana median 0.49%
Rank in Louisiana
#7
of 136 credit unions

How Fourth Ward compares to Louisiana peers

Net worth ratio
Bottom 48% of <$100M peers
Fourth Ward
14.0%
Louisiana median
14.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of <$100M peers
Fourth Ward
4.2%
Louisiana median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Fourth Ward

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.0% capital ratio)
  • Strongly profitable (ROA 4.24%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fourth Ward over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Fourth Ward insured?

Yes. Fourth Ward is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fourth Ward: frequently asked questions

Is Fourth Ward a good credit union?

Fourth Ward earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.0% capital ratio); Strongly profitable (ROA 4.24%).

Is Fourth Ward NCUA-insured?

Yes. Fourth Ward is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Fourth Ward?

Fourth Ward holds $1 million in total assets, ranking 7th of 136 credit unions we track in Louisiana. It serves 233 members.

Does Fourth Ward have CFPB complaints?

No CFPB complaints against Fourth Ward appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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