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credit union

Municipal Employees

Bogalusa, LA · Est. 1955
B
Trust Grade
Strong
Score: 80/100

Municipal Employees is a credit union based in Bogalusa, Louisiana, established in 1955, with $635 thousand in total assets serving 154 members. By Trust Grade it ranks 113th of 136 credit unions we track in Louisiana. Its net worth ratio of 43.4% is stronger than 98% of similarly sized credit unions, versus a Louisiana median of 14.5%. It posted a loss over the most recent period (-1.04% return on assets), a point to watch. No consumer complaints against Municipal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$635K
<$100M institution
Members
154
Shares & deposits
Net worth ratio
43.4%
Top 2% of <$100M peers · Louisiana median 14.5%
Return on assets
-1.0%
Bottom 8% of <$100M peers · Louisiana median 0.49%
Rank in Louisiana
#113
of 136 credit unions

How Municipal Employees compares to Louisiana peers

Net worth ratio
Top 2% of <$100M peers
Municipal Employees
43.4%
Louisiana median
14.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 8% of <$100M peers
Municipal Employees
-1.0%
Louisiana median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Municipal Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
80/100
Customer experience
n/a
Overall
B · 80
  • Strongly capitalized (43.4% capital ratio)
  • Unprofitable over the period (ROA -1.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Municipal Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Municipal Employees insured?

Yes. Municipal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Municipal Employees: frequently asked questions

Is Municipal Employees a good credit union?

Municipal Employees earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Strongly capitalized (43.4% capital ratio); Unprofitable over the period (ROA -1.04%).

Is Municipal Employees NCUA-insured?

Yes. Municipal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Municipal Employees?

Municipal Employees holds $1 million in total assets, ranking 113th of 136 credit unions we track in Louisiana. It serves 154 members.

Does Municipal Employees have CFPB complaints?

No CFPB complaints against Municipal Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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