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credit union

Southern Teachers & Parents

Baton Rouge, LA · Est. 1937
C
Trust Grade
Average
Score: 78/100

Southern Teachers & Parents is a credit union based in Baton Rouge, Louisiana, established in 1937, with $30 million in total assets serving 3,819 members. By Trust Grade it ranks 116th of 136 credit unions we track in Louisiana. Its net worth ratio of 8.6% trails most similarly sized credit unions (8th percentile), versus a Louisiana median of 14.5%. It posted a loss over the most recent period (-0.04% return on assets), a point to watch. No consumer complaints against Southern Teachers & Parents appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$29.6M
<$100M institution
Members
3,819
Shares & deposits
Net worth ratio
8.6%
Bottom 8% of <$100M peers · Louisiana median 14.5%
Return on assets
-0.0%
Bottom 20% of <$100M peers · Louisiana median 0.49%
Rank in Louisiana
#116
of 136 credit unions

How Southern Teachers & Parents compares to Louisiana peers

Net worth ratio
Bottom 8% of <$100M peers
Southern Teachers
8.6%
Louisiana median
14.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of <$100M peers
Southern Teachers
-0.0%
Louisiana median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Southern Teachers & Parents

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
78/100
Customer experience
n/a
Overall
C · 78
  • Well-capitalized (8.6% capital ratio)
  • Unprofitable over the period (ROA -0.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Southern Teachers & Parents over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Southern Teachers & Parents insured?

Yes. Southern Teachers & Parents is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Southern Teachers & Parents: frequently asked questions

Is Southern Teachers & Parents a good credit union?

Southern Teachers & Parents earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 78/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Unprofitable over the period (ROA -0.04%).

Is Southern Teachers & Parents NCUA-insured?

Yes. Southern Teachers & Parents is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Southern Teachers & Parents?

Southern Teachers & Parents holds $30 million in total assets, ranking 116th of 136 credit unions we track in Louisiana. It serves 3,819 members.

Does Southern Teachers & Parents have CFPB complaints?

No CFPB complaints against Southern Teachers & Parents appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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