First Street
First Street is a credit union based in Deridder, Louisiana, established in 1970, with $60 million in total assets serving 3,355 members. By Trust Grade it ranks 21st of 136 credit unions we track in Louisiana. Its net worth ratio of 16.0% is stronger than 61% of similarly sized credit unions, versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 1.29% return on assets. No consumer complaints against First Street appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Street compares to Louisiana peers
How we graded First Street
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.0% capital ratio)
- Strongly profitable (ROA 1.29%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Street over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at First Street insured?
Yes. First Street is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Street: frequently asked questions
Is First Street a good credit union?
First Street earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.0% capital ratio); Strongly profitable (ROA 1.29%).
Is First Street NCUA-insured?
Yes. First Street is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is First Street?
First Street holds $60 million in total assets, ranking 21st of 136 credit unions we track in Louisiana. It serves 3,355 members.
Does First Street have CFPB complaints?
No CFPB complaints against First Street appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
