Total Choice
Total Choice is a credit union based in Hahnville, Louisiana, established in 1976, with $55 million in total assets serving 4,429 members. By Trust Grade it ranks 130th of 136 credit unions we track in Louisiana. Its net worth ratio of 7.3% trails most similarly sized credit unions (3th percentile), versus a Louisiana median of 14.5%. It posted a loss over the most recent period (-0.19% return on assets), a point to watch. No consumer complaints against Total Choice appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Total Choice compares to Louisiana peers
How we graded Total Choice
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.3% capital ratio)
- Unprofitable over the period (ROA -0.19%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Total Choice over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Total Choice insured?
Yes. Total Choice is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Total Choice: frequently asked questions
Is Total Choice a good credit union?
Total Choice earns a Bankzia Trust Grade of C (71/100, "Average"), based on a financial-strength score of 71/100 (it has no CFPB complaints on record). Well-capitalized (7.3% capital ratio); Unprofitable over the period (ROA -0.19%).
Is Total Choice NCUA-insured?
Yes. Total Choice is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Total Choice?
Total Choice holds $55 million in total assets, ranking 130th of 136 credit unions we track in Louisiana. It serves 4,429 members.
Does Total Choice have CFPB complaints?
No CFPB complaints against Total Choice appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
