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credit union

Louisiana Central

Harahan, LA · Est. 1942
F
Trust Grade
Weak
Score: 13/100

Louisiana Central is a credit union based in Harahan, Louisiana, established in 1942, with $10 million in total assets serving 1,919 members. By Trust Grade it ranks 136th of 136 credit unions we track in Louisiana. Its net worth ratio of 0.3% trails most similarly sized credit unions (0th percentile), versus a Louisiana median of 14.5%. It posted a loss over the most recent period (-19.88% return on assets), a point to watch. No consumer complaints against Louisiana Central appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$9.6M
<$100M institution
Members
1,919
Shares & deposits
Net worth ratio
0.3%
Bottom 0% of <$100M peers · Louisiana median 14.5%
Return on assets
-19.9%
Bottom 0% of <$100M peers · Louisiana median 0.49%
Rank in Louisiana
#136
of 136 credit unions

How Louisiana Central compares to Louisiana peers

Net worth ratio
Bottom 0% of <$100M peers
Louisiana Central
0.3%
Louisiana median
14.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 0% of <$100M peers
Louisiana Central
-19.9%
Louisiana median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Louisiana Central

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
13/100
Customer experience
n/a
Overall
F · 13
  • Below the well-capitalized threshold (0.3%)
  • Unprofitable over the period (ROA -19.88%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Louisiana Central over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Louisiana Central insured?

Yes. Louisiana Central is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Louisiana Central: frequently asked questions

Is Louisiana Central a good credit union?

Louisiana Central earns a Bankzia Trust Grade of F (13/100, "Weak"), based on a financial-strength score of 13/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (0.3%); Unprofitable over the period (ROA -19.88%).

Is Louisiana Central NCUA-insured?

Yes. Louisiana Central is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Louisiana Central?

Louisiana Central holds $10 million in total assets, ranking 136th of 136 credit unions we track in Louisiana. It serves 1,919 members.

Does Louisiana Central have CFPB complaints?

No CFPB complaints against Louisiana Central appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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