credit union

Onpath

Metairie, LA · Est. 1961
A
Trust Grade
Excellent
Score: 95/100

Onpath is a credit union based in Metairie, Louisiana, established in 1961, with $1.3 billion in total assets serving 92,011 members. By Trust Grade it ranks 49th of 136 credit unions we track in Louisiana. Its net worth ratio of 11.5% is stronger than 64% of similarly sized credit unions, versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against Onpath appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.3B
$1B–10B institution
Members
92,011
Shares & deposits
—
Net worth ratio
11.5%
Top 36% of $1B–10B peers · Louisiana median 14.5%
Return on assets
0.9%
Top 37% of $1B–10B peers · Louisiana median 0.49%
Rank in Louisiana
#49
of 136 credit unions

How Onpath compares to Louisiana peers

Net worth ratio
Top 36% of $1B–10B peers
Onpath
11.5%
Louisiana median
14.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 37% of $1B–10B peers
Onpath
0.9%
Louisiana median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Onpath

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (11.5% capital ratio)
  • Profitable (ROA 0.86%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Onpath over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Onpath insured?

Yes. Onpath is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Onpath: frequently asked questions

Is Onpath a good credit union?

Onpath earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Profitable (ROA 0.86%).

Is Onpath NCUA-insured?

Yes. Onpath is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Onpath?

Onpath holds $1.3 billion in total assets, ranking 49th of 136 credit unions we track in Louisiana. It serves 92,011 members.

Does Onpath have CFPB complaints?

No CFPB complaints against Onpath appear in our data over the analysis window, which is typical for a credit union of this size.

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Pelican
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La Capitol
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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