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credit union

Montell

Sulphur, LA · Est. 1970
A
Trust Grade
Excellent
Score: 96/100

Montell is a credit union based in Sulphur, Louisiana, established in 1970, with $5 million in total assets serving 681 members. By Trust Grade it ranks 43rd of 136 credit unions we track in Louisiana. Its net worth ratio of 21.8% is stronger than 83% of similarly sized credit unions, versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 0.77% return on assets. No consumer complaints against Montell appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.8M
<$100M institution
Members
681
Shares & deposits
Net worth ratio
21.8%
Top 17% of <$100M peers · Louisiana median 14.5%
Return on assets
0.8%
Top 41% of <$100M peers · Louisiana median 0.49%
Rank in Louisiana
#43
of 136 credit unions

How Montell compares to Louisiana peers

Net worth ratio
Top 17% of <$100M peers
Montell
21.8%
Louisiana median
14.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 41% of <$100M peers
Montell
0.8%
Louisiana median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Montell

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (21.8% capital ratio)
  • Profitable (ROA 0.77%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Montell over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Montell insured?

Yes. Montell is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Montell: frequently asked questions

Is Montell a good credit union?

Montell earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (21.8% capital ratio); Profitable (ROA 0.77%).

Is Montell NCUA-insured?

Yes. Montell is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Montell?

Montell holds $5 million in total assets, ranking 43rd of 136 credit unions we track in Louisiana. It serves 681 members.

Does Montell have CFPB complaints?

No CFPB complaints against Montell appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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