Old Spanish Trail
Old Spanish Trail is a credit union based in Westlake, Louisiana, established in 1941, with $6 million in total assets serving 884 members. By Trust Grade it ranks 88th of 136 credit unions we track in Louisiana. Its net worth ratio of 30.3% is stronger than 95% of similarly sized credit unions, versus a Louisiana median of 14.5%. It posted a loss over the most recent period (-0.06% return on assets), a point to watch. No consumer complaints against Old Spanish Trail appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Old Spanish Trail compares to Louisiana peers
How we graded Old Spanish Trail
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (30.3% capital ratio)
- Unprofitable over the period (ROA -0.06%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Old Spanish Trail over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Old Spanish Trail insured?
Yes. Old Spanish Trail is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Old Spanish Trail: frequently asked questions
Is Old Spanish Trail a good credit union?
Old Spanish Trail earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (30.3% capital ratio); Unprofitable over the period (ROA -0.06%).
Is Old Spanish Trail NCUA-insured?
Yes. Old Spanish Trail is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Old Spanish Trail?
Old Spanish Trail holds $6 million in total assets, ranking 88th of 136 credit unions we track in Louisiana. It serves 884 members.
Does Old Spanish Trail have CFPB complaints?
No CFPB complaints against Old Spanish Trail appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
