Maine Highlands
Maine Highlands is a credit union based in Dexter, Maine, established in 1966, with $227 million in total assets serving 14,196 members. By Trust Grade it ranks 20th of 48 credit unions we track in Maine. Its net worth ratio of 10.8% trails most similarly sized credit unions (44th percentile), versus a Maine median of 10.9%. It was profitable over the most recent period, with a 0.79% return on assets. No consumer complaints against Maine Highlands appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Maine Highlands compares to Maine peers
How we graded Maine Highlands
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.8% capital ratio)
- Profitable (ROA 0.79%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Maine Highlands over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Maine Highlands insured?
Yes. Maine Highlands is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Maine Highlands: frequently asked questions
Is Maine Highlands a good credit union?
Maine Highlands earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.8% capital ratio); Profitable (ROA 0.79%).
Is Maine Highlands NCUA-insured?
Yes. Maine Highlands is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Maine Highlands?
Maine Highlands holds $227 million in total assets, ranking 20th of 48 credit unions we track in Maine. It serves 14,196 members.
Does Maine Highlands have CFPB complaints?
No CFPB complaints against Maine Highlands appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
