Saco Valley
Saco Valley is a credit union based in Saco, Maine, established in 1947, with $196 million in total assets serving 9,215 members. By Trust Grade it ranks 21st of 48 credit unions we track in Maine. Its net worth ratio of 10.7% trails most similarly sized credit unions (41th percentile), versus a Maine median of 10.9%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against Saco Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Saco Valley compares to Maine peers
How we graded Saco Valley
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.7% capital ratio)
- Profitable (ROA 0.86%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Saco Valley over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Saco Valley insured?
Yes. Saco Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Saco Valley: frequently asked questions
Is Saco Valley a good credit union?
Saco Valley earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Profitable (ROA 0.86%).
Is Saco Valley NCUA-insured?
Yes. Saco Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Saco Valley?
Saco Valley holds $196 million in total assets, ranking 21st of 48 credit unions we track in Maine. It serves 9,215 members.
Does Saco Valley have CFPB complaints?
No CFPB complaints against Saco Valley appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
