Dirigo
Dirigo is a credit union based in Lewiston, Maine, established in 1956, with $495 million in total assets serving 28,620 members. By Trust Grade it ranks 35th of 48 credit unions we track in Maine. Its net worth ratio of 10.1% trails most similarly sized credit unions (32th percentile), versus a Maine median of 10.9%. It was profitable over the most recent period, with a 0.35% return on assets. No consumer complaints against Dirigo appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Dirigo compares to Maine peers
How we graded Dirigo
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.1% capital ratio)
- Profitable (ROA 0.35%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Dirigo over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Dirigo insured?
Yes. Dirigo is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Dirigo: frequently asked questions
Is Dirigo a good credit union?
Dirigo earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (10.1% capital ratio); Profitable (ROA 0.35%).
Is Dirigo NCUA-insured?
Yes. Dirigo is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Dirigo?
Dirigo holds $495 million in total assets, ranking 35th of 48 credit unions we track in Maine. It serves 28,620 members.
Does Dirigo have CFPB complaints?
No CFPB complaints against Dirigo appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
