University
University is a credit union based in Orono, Maine, established in 1967, with $530 million in total assets serving 31,058 members. By Trust Grade it ranks 36th of 48 credit unions we track in Maine. Its net worth ratio of 9.4% trails most similarly sized credit unions (20th percentile), versus a Maine median of 10.9%. It was profitable over the most recent period, with a 0.50% return on assets. No consumer complaints against University appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How University compares to Maine peers
How we graded University
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.4% capital ratio)
- Profitable (ROA 0.50%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for University over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at University insured?
Yes. University is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
University: frequently asked questions
Is University a good credit union?
University earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.4% capital ratio); Profitable (ROA 0.50%).
Is University NCUA-insured?
Yes. University is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is University?
University holds $530 million in total assets, ranking 36th of 48 credit unions we track in Maine. It serves 31,058 members.
Does University have CFPB complaints?
No CFPB complaints against University appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
