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credit union

Coast Line

South Portland, ME · Est. 1927
A
Trust Grade
Excellent
Score: 98/100

Coast Line is a credit union based in South Portland, Maine, established in 1927, with $89 million in total assets serving 3,307 members. By Trust Grade it ranks 10th of 48 credit unions we track in Maine. Its net worth ratio of 18.7% is stronger than 73% of similarly sized credit unions, versus a Maine median of 10.9%. It was profitable over the most recent period, with a 1.45% return on assets. No consumer complaints against Coast Line appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$89.3M
<$100M institution
Members
3,307
Shares & deposits
Net worth ratio
18.7%
Top 27% of <$100M peers · Maine median 10.9%
Return on assets
1.5%
Top 16% of <$100M peers · Maine median 0.75%
Rank in Maine
#10
of 48 credit unions

How Coast Line compares to Maine peers

Net worth ratio
Top 27% of <$100M peers
Coast Line
18.7%
Maine median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 16% of <$100M peers
Coast Line
1.5%
Maine median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Coast Line

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (18.7% capital ratio)
  • Strongly profitable (ROA 1.45%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Coast Line over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Coast Line insured?

Yes. Coast Line is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Coast Line: frequently asked questions

Is Coast Line a good credit union?

Coast Line earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.7% capital ratio); Strongly profitable (ROA 1.45%).

Is Coast Line NCUA-insured?

Yes. Coast Line is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Coast Line?

Coast Line holds $89 million in total assets, ranking 10th of 48 credit unions we track in Maine. It serves 3,307 members.

Does Coast Line have CFPB complaints?

No CFPB complaints against Coast Line appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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