Ksw
Ksw is a credit union based in Waterville, Maine, established in 1954, with $121 million in total assets serving 9,553 members. By Trust Grade it ranks 7th of 48 credit unions we track in Maine. Its net worth ratio of 14.2% is stronger than 82% of similarly sized credit unions, versus a Maine median of 10.9%. It was profitable over the most recent period, with a 2.01% return on assets. No consumer complaints against Ksw appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ksw compares to Maine peers
How we graded Ksw
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.2% capital ratio)
- Strongly profitable (ROA 2.01%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ksw over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Ksw insured?
Yes. Ksw is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ksw: frequently asked questions
Is Ksw a good credit union?
Ksw earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.2% capital ratio); Strongly profitable (ROA 2.01%).
Is Ksw NCUA-insured?
Yes. Ksw is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Ksw?
Ksw holds $121 million in total assets, ranking 7th of 48 credit unions we track in Maine. It serves 9,553 members.
Does Ksw have CFPB complaints?
No CFPB complaints against Ksw appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
