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credit union

Community

Lewiston, ME · Est. 1945
B
Trust Grade
Strong
Score: 85/100

Community is a credit union based in Lewiston, Maine, established in 1945, with $121 million in total assets serving 14,776 members. By Trust Grade it ranks 37th of 48 credit unions we track in Maine. Its net worth ratio of 10.3% trails most similarly sized credit unions (35th percentile), versus a Maine median of 10.9%. It was profitable over the most recent period, with a 0.16% return on assets. No consumer complaints against Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$120.7M
$100M–1B institution
Members
14,776
Shares & deposits
Net worth ratio
10.3%
Bottom 35% of $100M–1B peers · Maine median 10.9%
Return on assets
0.2%
Bottom 14% of $100M–1B peers · Maine median 0.75%
Rank in Maine
#37
of 48 credit unions

How Community compares to Maine peers

Net worth ratio
Bottom 35% of $100M–1B peers
Community
10.3%
Maine median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 14% of $100M–1B peers
Community
0.2%
Maine median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (10.3% capital ratio)
  • Profitable (ROA 0.16%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Community insured?

Yes. Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community: frequently asked questions

Is Community a good credit union?

Community earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Profitable (ROA 0.16%).

Is Community NCUA-insured?

Yes. Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Community?

Community holds $121 million in total assets, ranking 37th of 48 credit unions we track in Maine. It serves 14,776 members.

Does Community have CFPB complaints?

No CFPB complaints against Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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