credit union

Municipal Empl.Credit Union Of Balt

Baltimore, MD · Est. 1936
A
Trust Grade
Excellent
Score: 92/100

Municipal Empl.Credit Union Of Balt is a credit union based in Baltimore, Maryland, established in 1936, with $1.3 billion in total assets serving 92,195 members. By Trust Grade it ranks 30th of 61 credit unions we track in Maryland. Its net worth ratio of 12.9% is stronger than 81% of similarly sized credit unions, versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 0.28% return on assets. No consumer complaints against Municipal Empl.Credit Union Of Balt appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.3B
$1B–10B institution
Members
92,195
Shares & deposits
—
Net worth ratio
12.9%
Top 19% of $1B–10B peers · Maryland median 11.9%
Return on assets
0.3%
Bottom 14% of $1B–10B peers · Maryland median 0.49%
Rank in Maryland
#30
of 61 credit unions

How Municipal Empl.Credit Union Of Balt compares to Maryland peers

Net worth ratio
Top 19% of $1B–10B peers
Municipal Empl.Credit
12.9%
Maryland median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 14% of $1B–10B peers
Municipal Empl.Credit
0.3%
Maryland median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Municipal Empl.Credit Union Of Balt

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (12.9% capital ratio)
  • Profitable (ROA 0.28%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Municipal Empl.Credit Union Of Balt over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Municipal Empl.Credit Union Of Balt insured?

Yes. Municipal Empl.Credit Union Of Balt is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Municipal Empl.Credit Union Of Balt: frequently asked questions

Is Municipal Empl.Credit Union Of Balt a good credit union?

Municipal Empl.Credit Union Of Balt earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (12.9% capital ratio); Profitable (ROA 0.28%).

Is Municipal Empl.Credit Union Of Balt NCUA-insured?

Yes. Municipal Empl.Credit Union Of Balt is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Municipal Empl.Credit Union Of Balt?

Municipal Empl.Credit Union Of Balt holds $1.3 billion in total assets, ranking 30th of 61 credit unions we track in Maryland. It serves 92,195 members.

Does Municipal Empl.Credit Union Of Balt have CFPB complaints?

No CFPB complaints against Municipal Empl.Credit Union Of Balt appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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