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credit union

Educational Systems

Greenbelt, MD · Est. 1955
A
Trust Grade
Excellent
Score: 94/100

Educational Systems is a credit union based in Greenbelt, Maryland, established in 1955, with $1.4 billion in total assets serving 84,377 members. By Trust Grade it ranks 21st of 61 credit unions we track in Maryland. Its net worth ratio of 11.0% is stronger than 55% of similarly sized credit unions, versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 1.10% return on assets. No consumer complaints against Educational Systems appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.4B
$1B–10B institution
Members
84,377
Shares & deposits
Net worth ratio
11.0%
Top 45% of $1B–10B peers · Maryland median 11.9%
Return on assets
1.1%
Top 21% of $1B–10B peers · Maryland median 0.49%
Rank in Maryland
#21
of 61 credit unions

How Educational Systems compares to Maryland peers

Net worth ratio
Top 45% of $1B–10B peers
Educational Systems
11.0%
Maryland median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 21% of $1B–10B peers
Educational Systems
1.1%
Maryland median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Educational Systems

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (11.0% capital ratio)
  • Strongly profitable (ROA 1.10%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Educational Systems over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Educational Systems insured?

Yes. Educational Systems is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Educational Systems: frequently asked questions

Is Educational Systems a good credit union?

Educational Systems earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (11.0% capital ratio); Strongly profitable (ROA 1.10%).

Is Educational Systems NCUA-insured?

Yes. Educational Systems is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Educational Systems?

Educational Systems holds $1.4 billion in total assets, ranking 21st of 61 credit unions we track in Maryland. It serves 84,377 members.

Does Educational Systems have CFPB complaints?

No CFPB complaints against Educational Systems appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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