credit union

Masters, Mates & Pilots (Mm&P)

Linthicum, MD · Est. 1958
95/ 100
Trust Grade
Excellent
95 out of 100

Masters, Mates & Pilots (Mm&P) is a credit union based in Linthicum, Maryland, established in 1958, with $4 million in total assets serving 624 members. By Trust Grade it ranks 18th of 61 credit unions we track in Maryland. Its net worth ratio of 11.1% trails most similarly sized credit unions (26th percentile), versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 1.04% return on assets. No consumer complaints against Masters, Mates & Pilots (Mm&P) appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.8M
<$100M institution
Members
624
Shares & deposits
—
Net worth ratio
11.1%
Bottom 26% of <$100M peers · Maryland median 11.9%
Return on assets
1.0%
Top 30% of <$100M peers · Maryland median 0.49%
Rank in Maryland
#18
of 61 credit unions

How Masters, Mates & Pilots (Mm&P) compares to Maryland peers

Net worth ratio
Bottom 26% of <$100M peers
Masters, Mates
11.1%
Maryland median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 30% of <$100M peers
Masters, Mates
1.0%
Maryland median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Masters, Mates & Pilots (Mm&P)

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
95/100
  • Strongly capitalized (11.1% capital ratio)
  • Strongly profitable (ROA 1.04%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Masters, Mates & Pilots (Mm&P) over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Masters, Mates & Pilots (Mm&P) insured?

Yes. Masters, Mates & Pilots (Mm&P) is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Masters, Mates & Pilots (Mm&P): frequently asked questions

Is Masters, Mates & Pilots (Mm&P) a good credit union?

Masters, Mates & Pilots (Mm&P) earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Strongly profitable (ROA 1.04%).

Is Masters, Mates & Pilots (Mm&P) NCUA-insured?

Yes. Masters, Mates & Pilots (Mm&P) is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Masters, Mates & Pilots (Mm&P)?

Masters, Mates & Pilots (Mm&P) holds $4 million in total assets, ranking 18th of 61 credit unions we track in Maryland. It serves 624 members.

Does Masters, Mates & Pilots (Mm&P) have CFPB complaints?

No CFPB complaints against Masters, Mates & Pilots (Mm&P) appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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