Athol
Athol is a credit union based in Athol, Massachusetts, established in 1930, with $97 million in total assets serving 6,279 members. By Trust Grade it ranks 118th of 122 credit unions we track in Massachusetts. Its net worth ratio of 9.0% trails most similarly sized credit unions (10th percentile), versus a Massachusetts median of 12%. It posted a loss over the most recent period (-0.34% return on assets), a point to watch. No consumer complaints against Athol appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Athol compares to Massachusetts peers
How we graded Athol
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.0% capital ratio)
- Unprofitable over the period (ROA -0.34%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Athol over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Athol insured?
Yes. Athol is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Athol: frequently asked questions
Is Athol a good credit union?
Athol earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Unprofitable over the period (ROA -0.34%).
Is Athol NCUA-insured?
Yes. Athol is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Athol?
Athol holds $97 million in total assets, ranking 118th of 122 credit unions we track in Massachusetts. It serves 6,279 members.
Does Athol have CFPB complaints?
No CFPB complaints against Athol appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
