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credit union

First Priority

Boston, MA · Est. 1924
A
Trust Grade
Excellent
Score: 93/100

First Priority is a credit union based in Boston, Massachusetts, established in 1924, with $143 million in total assets serving 5,861 members. By Trust Grade it ranks 57th of 122 credit unions we track in Massachusetts. Its net worth ratio of 12.7% is stronger than 68% of similarly sized credit unions, versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.32% return on assets. No consumer complaints against First Priority appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$143.2M
$100M–1B institution
Members
5,861
Shares & deposits
Net worth ratio
12.7%
Top 32% of $100M–1B peers · Massachusetts median 12%
Return on assets
0.3%
Bottom 24% of $100M–1B peers · Massachusetts median 0.55%
Rank in Massachusetts
#57
of 122 credit unions

How First Priority compares to Massachusetts peers

Net worth ratio
Top 32% of $100M–1B peers
First Priority
12.7%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 24% of $100M–1B peers
First Priority
0.3%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded First Priority

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (12.7% capital ratio)
  • Profitable (ROA 0.32%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Priority over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at First Priority insured?

Yes. First Priority is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Priority: frequently asked questions

Is First Priority a good credit union?

First Priority earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (12.7% capital ratio); Profitable (ROA 0.32%).

Is First Priority NCUA-insured?

Yes. First Priority is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is First Priority?

First Priority holds $143 million in total assets, ranking 57th of 122 credit unions we track in Massachusetts. It serves 5,861 members.

Does First Priority have CFPB complaints?

No CFPB complaints against First Priority appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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